UK Salary Calculator

Calculate your take-home pay after tax and National Insurance. Get a detailed breakdown of your salary, taxes, and deductions.

UK Salary Calculator

Calculate your take-home pay and tax deductions for 2024/2025

Understanding Your Calculations

Detailed breakdown of how your tax and national insurance are calculated

How Your Income Tax is Calculated

Gross Income

£0

Personal Allowance

£0

Taxable Income

£0

Total Tax

£0

Tax Bands Breakdown

BandRateAmountTax
Total£0£0

How Your National Insurance is Calculated

Income Liable for NI

£0

Your NIC Letter

A

Standard Rate

Between £12,570 and £50,270

8%

Higher Rate

Above £50,270

2%

NI Contribution Breakdown

IncomeRateContribution
Total£0

Additional Breakdowns

Based on 5 working days:

£0 per day

Based on 40-hour week:

£0 per hour

Calculation Assumptions

  • • You are not a company director
  • • Pay is paid in equal instalments during the tax year
  • • You are under the state pension age
  • • You do not pay Scottish income tax
  • • NI category assumed to be A
  • • Tax code assumed to be standard 1257L (one job or pension)
  • • Calculations exclude pension contributions

Tax Information

Tax Year 2024/2025

Personal Allowance£12,570

The amount of income you don't have to pay tax on. This may be smaller if you earn over £100,000.

Personal Allowance Reduction£100,000

Your personal allowance reduces by £1 for every £2 earned over £100,000.

Income Tax Rates

Basic Rate20%

Applies to income between £12,571 to £50,270

Higher Rate40%

Applies to income between £50,271 to £125,140

Additional Rate45%

Applies to all income over £125,140

National Insurance

Standard Rate8%

Applies to weekly earnings between £242 and £967

Higher Rate2%

Applies to weekly earnings above £967

Important Notes

  • • Tax calculations are for illustrative purposes only
  • • Your actual tax may vary based on your specific circumstances
  • • This calculator assumes you're on a standard tax code
  • • Additional deductions like student loans are not included
  • • Scottish tax rates may differ

About UK Salary Calculator

Our UK Salary Calculator helps you understand your take-home pay by providing:

  • Accurate tax calculations based on current UK tax rates
  • National Insurance contribution breakdowns
  • Monthly, weekly, and annual pay calculations
  • Detailed analysis of your deductions

Frequently Asked Questions

How is UK salary tax calculated?

UK salary tax is calculated using a progressive tax system with different tax bands. For the 2023/24 tax year, you pay 0% on income up to £12,570 (Personal Allowance), 20% on income between £12,571 and £50,270 (Basic rate), 40% on £50,271 to £125,140 (Higher rate), and 45% on income over £125,140 (Additional rate).

How is National Insurance calculated?

National Insurance contributions are calculated based on your earnings. For the 2023/24 tax year, employees pay 12% on earnings between £242 and £967 per week, and 2% on earnings above £967 per week.

What deductions are included in the salary calculator?

Our calculator includes Income Tax, National Insurance contributions, and shows your take-home pay. It provides both monthly and annual breakdowns of your salary and deductions.

How accurate is the salary calculator?

Our calculator is regularly updated with the latest UK tax rates and thresholds. While it provides a good estimate, the actual amount might vary slightly based on your specific circumstances, such as tax code or additional income sources.

What is the difference between gross and net salary?

Gross salary is your total earnings before any deductions. Net salary (take-home pay) is what you actually receive after deductions like Income Tax and National Insurance contributions have been taken out.